Forced to change your lifestyle

As our lives get longer, the chance that we will contract major illnesses increases. The good news is that medical advances mean more of us are now surviving and living on. However, in the meantime, we might need lots of care and support, which may also mean changing things in our lives to cope with new challenges.

Critical illness cover pays out a lump sum on diagnosis of a specified illness. Like life cover it pays out a lump sum – and this can be used to help fund any changes which may be needed to maintain your lifestyle as a result. For example, you may need to move house to be nearer relatives or friends. You may need to make changes to your existing house to meet new mobility requirements. You may also need to take a pay cut to return to work or need to pay off a mortgage to cope with a lower income. Alternatively, you may simply want to give up worrying about money and make the most of your travel opportunities while you can.

Critical illness can be just as beneficial for single people with no dependents as it is for those married with children or other financial dependents. Knowing you have some financial back up to help you through difficult times can help you stay focused on what really matters, ie: getting your life back to normal as far as you can.

If you require any further information about the services that we provide or would like to review your financial planning position, please contact us

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