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Surveying your options

What is right for you?


Before you agree to buy a property, it’s usually prudent to arrange for either a home-buyer’s survey and valuation or a building survey to be carried out on your behalf if appropriate. A survey is optional but it will provide you with peace of mind and details of any problems with or work that needs to be carried out on your property.

Types of survey available

- Home-buyer’s survey and valuation

  • Will give you an appraisal of the property’s general state of repair
  • Carried out by a member of the Royal Institution of Chartered Surveyors (RICS)
  • Less comprehensive than a building survey
  • The surveyor will not inspect inaccessible parts of the property or areas which are not already exposed

- Building survey

  • Extremely detailed report
  • The surveyor will cover all accessible parts
  • Will provide comprehensive information about the construction, any defects and what repairs are needed
  • Carried out by a RICS member

- Newly built homes

  • Most new homes have a National House Building Council (NHBC) Certificate, Zurich Municipal Certificate or Premier Guarantee
  • These warranties cover major defects in new properties which ensure that it is fit to live in and structurally sound
  • They cover problems such as collapse or serious distortion of floor joists or the roof

- Specialist reports

  • A specialist report will identify specific problems for example, woodworm or dry rot.

If you require any further information about the services that we provide or would like to review your financial planning position, please contact us

Your home may be repossessed if you do not keep up repayments on your mortgage.

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