Getting legal

Appointing a solicitor

As well as acting for their client, a solicitor will:

• Carry out all the legal work required, including checking the contract and dealing with the local authority and Land Registry
• Usually deal with the lender’s legal work, such as registering their interest in the property.
• Most lenders will use your solicitor as it saves you and them money
• Confirm what’s included in the sale, for example, fixtures and fittings
• Make sure buildings insurance is in place at exchange of contracts

The solicitor will carry out a search of the local area

They will ask about:

• Plans for new roads
• Planning consents
• Anything else that could affect the value of the property

Details of which mains services are connected. The local authority will charge for providing this information and this cost will be included in your solicitor’s bill

The solicitor will ask the vendor questions about the property

This will determine:

• Whether any alterations have been made
• What fixtures and fittings are included in the price
• Who is responsible for the boundaries any other relevant information required

If you require any further information about the services that we provide or would like to review your financial planning position, please contact us

Your home may be repossessed if you do not keep up repayments on your mortgage.

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